Telemarketing Scams against the Elderly

Presentation Telemarketing can be characterized as a strategy that uses direct advertising methods where promoting and deals people convince imminent buyers to purchase merchandise and ventures from their organizations or associations. Selling is normally done through physical or eye to eye arrangement, web conferencing or even by means of the telephone yet the utilization of phone is the most well-known methods (Bendremer, 2003).Advertising We will compose a custom exposition test on Telemarketing Scams against the Elderly explicitly for you for just $16.05 $11/page Learn More It is a procedure that has drawn a great deal of negative analysis because of the misrepresentation angles related with it. There are different selling tricks that faces individuals on the planet with the most influenced being poor people and the older. This bit of work talks about top to bottom the selling tricks against the older giving knowledge into the issue of the examination, setting of the issue, the d ifficult explanation, research questions, noteworthiness of the investigation, association of the examination, research plan and system, suggestions and end after which the references are refered to. The Problem of the Study This investigation rotates around tricks or issues looked by the older individuals through selling. Selling ought to be a procedure of improving and advancing deals in an organization or association through reasonable methods yet it has been related with a ton of illicit and unfair deeds which typically brings about misuse of individuals particularly the older and the poor as they end up either paying a lot for the merchandise or benefits or even in some cases not getting any of the items or administrations they requested for considerably subsequent to paying for them. Selling tricks includes crimes attempted in a way that deludes the casualties by convincing them to settle on wrong choices in regards to acquisition of merchandise and ventures or in any event, m aking altruistic commitments that they would some way or another not make without the requesting and over the long haul they are duped and left misused. Setting of the Problem Most of the selling tricks happen in business conditions where individuals want to achieve the best products and ventures at an advantageous or reasonable expense so as to fulfill their necessities. It could likewise be the place individuals may wish to put their monies in ventures that assist them with sparing and achieve benefits for example through premiums or rewards out of their speculations. Selling tricks take different structures for example fraudulent business models which guarantees individuals loads of profits on their venture after which the plans close down and the individuals can no longer recover their cash, advance expense misrepresentation with a guarantee that the individuals included will last get a few proposals for instance lottery prizes or advances from the administration, noble cause ex tortion, poor portrayal of the merchandise and enterprises offered by organizations henceforth wrong creation of requests by buyers , bank helped selling extortion and packing, excessive charge extortion and pre-procured account selling extortion and packing among others.Advertising Looking for exposition on open organization? We should check whether we can support you! Get your first paper with 15% OFF Learn More The Problem Statement Telemarketing tricks against the old is regular in today’s world. This is on the grounds that poor people and the old are seen to be truly helpless and simple to purchase the falsehoods set forth by the phone salespeople and salesmen. This has prompted loss of the cash or reserve funds that the older have through the trashy types of tricks in the selling field as talked about above. Selling tricks includes unequivocal influence to buy a few products or benefits or being educated regarding energizing prizes for the most part through calls. Those engaged with practicing selling tricks focus on all individuals independent of their race, sex, age, instruction level however most old individuals make themselves fall casualties because of their powerlessness to check the circumstance and settle on astute choices in regards to their activities. Selling tricks works through different ways that may persuade the old individuals in the general public for example through cold pitches where the con artists get a people telephone number from a phone registry or sucker rundown and get in touch with them requesting them to make buys, post office based mail where letters or cards are utilized to illuminate individuals that they have won prizes and challenges after which some cash should be sent before getting the prizes. Influential deals aptitudes and strategies are utilized to mislead the people in question. Communicate and print media are additionally utilized as methods for executing selling tricks however promotions after which indivi duals call for additional subtleties and in the process they are duped (Friedman 2001). Examination Questions coming up next are the exploration addresses that will be utilized to handle the different angles that are related with the subject of study, selling tricks against the older. What is the foundation data of selling? Who are the most casualties of selling tricks? What are a portion of the types of selling tricks? What are the snares utilized by selling con artists? What are a portion of the methods of managing or abstaining from selling tricks? Is there any law that administers selling tricks issues? Noteworthiness of the Study The significance of this examination is to assemble data that will assist us with having a superior comprehension of selling and the angles encompassing it remembering the ways for which it is executed, the casualties of the tricks, laws and rules overseeing selling and above all proposals on methods of managing this issue. The investigation likewise c auses us get an away from of how the selling tricks work and the degree to which it has been polished through investigating what has been found by others.Advertising We will compose a custom exposition test on Telemarketing Scams against the Elderly explicitly for you for just $16.05 $11/page Learn More Organization of the Study This examination is completed in a methodical way from the procedure of information assortment to the last procedure of their introduction. The examination discoveries are introduced in a sorted out way through replying of the planned exploration addresses which assist us with understanding the different ideas that identify with the subject of study. The exploration paper gives us a presentation, and afterward examines the significant discoveries, gives a few suggestions and an end with respect to the subject of study. Examination Design and Methodology According to Goddard and Melville (2004), Research is the arranged, methodical and organized quest for inf ormation in a particular field. It could be in the science or expressions fields. It requires the utilization of various examination plans and philosophy so as to think of sufficient data with respect to the particular exploration subject. Diverse essential and optional information sources are generally used for example individuals reports through meetings or utilization of surveys, articles from diaries, gathering procedures, magazines and papers, organization’s reports, course books, proposals and papers, the web among others. All the above named sources will be used in completing this exploration to guarantee that the last item is as extensive and educational as could reasonably be expected. Examination could be subjective, quantitative or graphic relying upon the quality of the information to be gathered. In this exploration, subjective and unmistakable examination perspectives will be used to draw out the discoveries. Subjective exploration causes the scientist to clarif y the ‘why’ and ‘how’ inquiries for example in this specific examination, it will help in responding to addresses like why the old are the most focused by the individuals who execute selling tricks, how the viewpoint is seen for example as far as measures taken against the selling con artists among different components that can't be talked about quantitatively. This structure utilizes angles like intuitive meeting where individuals are allowed to portray their encounters on the given wonder. This will apply in this exploration as the old will have the option to clarify what they have encountered including how they fell prey of the trial and how it was perpetrated.Advertising Searching for thesis on open organization? How about we check whether we can support you! Get your first paper with 15% OFF Find out More Perception is likewise underlined in subjective exploration structure where verbal and non verbal correspondence is similarly significant. Perception involves the analyst being a piece of or inside the populace or test of the investigation where the person in question watches subtleties that could be useful in the gathering of the specific examination (Neill: 1). Graphic exploration configuration is likewise an awesome way to deal with research particularly where a general outline of the wonder is required. It involves perception and depiction of the conduct of the respondents without fundamentally meddling with them in any capacity (Mitchell and Jolley: 204). This will function admirably in this examination as the analyst can have the option to measure the impacts of the selling tricks on the old for example the progressions that can be noted because of the difficulty for example where the old are conned some property. The mix of both the subjective exploration structure and graphic examination configuration will subsequently improve the fulfillment of the examination. There will be utilization of both essential and auxiliary wellsprings of data, both paper and electronic, during the time spent looking into other writing materials that are in accordance with the particular subject of study, Telemarketing Scams against the Elderly. Study technique will likewise be utilized where a few surveys and meeting calendars will be given and the data assembled be utilized as a premise of the exploration discoveries. Surveys will be dev

Technology for Youth †Boon or Bane Free Essays

Technolgy has upset the human presence. A great part of the advancement that humankind has made in various fields directly from the stone age to the cutting edge age is because of the advancement made in the field of science and innovation. Material advancement as well as the psychological viewpoint of man has been impacted by it. We will compose a custom exposition test on Innovation for Youth †Boon or Bane or then again any comparable theme just for you Request Now It has made man’s life more joyful and progressively agreeable. Farming, business, transport, correspondence and medication to give some examples are altogether exceptionally obliged to the miracles, science has delivered. We have gotten logically further developed from our ancestors.This is on the grounds that the world has experienced an enormous change in light of the quick walks made by the science and innovation. Anything, which has preferences, has hindrances additionally and this holds truth if there should arise an occurrence of innovation also. These days, on the off chance that we need to hold a seat in a railroad comportment we need not go to the railroad booking counter, we can do this right through the Internet by E-Reservation framework. So also, on the off chance that we need to make an impression on anybody, rather than sending a traditional letter we can send an e-mail.Telephones and cell phones are so generally being utilized by us that it has become troublesome currently to picture existence without them. This, I feel, is sufficient for us to understand that innovation has gone into our everyday life. Power is probably the best miracle of current science. The development of quick methods of transport and correspondence has changed the world into worldwide town. In the field of agribusiness, science and innovation has helped in expanding the yield creation and improving quality.Science has empowered man to analyze and treat numerous hazardous illnesses. Data innovation and PCs have reformed our ways of life. Be that as it may, the aid of science, as a rule, has been transformed into bane as a result of its abuse. Science has represented a danger to the very presence of humanity with weapons-atomic, natural, nuclear, synthetic and so on. Digital wrongdoing is the most recent expansion to crimes’ list. Misapplication of science has carried humanity to the way of obliteration. We should utilize science to get its gifts and not abuse it to make it a curse.Advantages : Internet gives probably the best advantage whenever it is utilized to give instructive chances to understudies dependent on their capacities and interests. Any exercise can turn out to be all the more inspiring, energizing, and noteworthy for an understudy when it is helped with sound video data from the web. Cerebrum explore shows that people recall occasions and realities in more detail for a more drawn out timeframe if there are feelings associated with the underlying learning experience.Therefore the Internet can expand the passionate effect of exercises and make getting the hang of fascinating, fun and important to understudies. At the point when understudies gain experience learning for the unadulterated delight of learning, their passionate premium, inborn inspiration, and yearn for information likewise expands The web is a ground-breaking asset for learning just as a proficient methods for correspondence. Email, visiting and so on have given another approach to talk about, bestow and spread training through web communication.Its use in instruction gives various explicit learning benefits like autonomous learning, improvement of research abilities, access to assets and so on. The web is an immense bank of learning material. It continues growing the assets accessible to understudies past the standard print materials found in school libraries. It gives understudies access to the most recent reports on government and non-government sites which incorporate research material, logical and creative assets in historical centers and craftsmanship exhibitions and different associations with data appropriate to under study learning. One of the primary focal points of the web is that it a period effective device for instructors which has the chance of educational program advancement by fusing web based exercises into standard proficiency projects and carrying decent variety to their educating techniques. Impediments : Risky talking in visit rooms devoted to adolescents another difficult region. Pedophiles regularly visit talk rooms where they know kids and teenagers will invest a lot of their energy. A genuine gathering with such may prompt kidnapping, assault, torment or even murderPast contemplates have indicated an adjustment in social pattern where adolescents are dismissing genuine connections and kinships for digital connections. This can have a few unexpected ramifications. Web has progressively become an approach to get away from issues or mitigate negative disposition, which is anything but a decent arrangement. Customary strategies for managing such issues are legitimate, compelling and solid way. In spite of the fact that the Internet is a fortune of data however not every last bit of it is helpful for the improvement of the general public. Some data like a bit by bit instructional exercise on the best way to make a channel bomb can prompt genuine outcomes both for the offender and the public.The Internet additionally uncovered youngsters with mistaken data from questionable locales and befuddles understudies by presenting them to con universe of Advertisers who have one point and that is to sell their items. This prompts confusion of realities and imprudent decisions. Not everything on Internet is exact or genuine. The response to ‘Whether innovation is Boon or Bane is Debatable’ and simply like the various headways in innovation, we need to acknowledge the cut out of the same cloth. The Technogy can and will be utilized for positive or negative. The most effective method to refer to Technology for Youth †Boon or Bane, Essays

How to Choose the Best Online College Papers

How to Choose the Best Online College PapersIt is very difficult to choose the best online college papers. What you need to keep in mind while selecting one of these papers is that they should be well-written and well-organized. Good quality, printed papers will help you to earn good grades and achieve the goal you set for yourself.The first thing you need to do is read the paper over again. Try reading it on and off and also write a few notes about each paragraph. This will give you a better grasp of what the author is trying to convey.After you have finished reading and rereading the paper, try to write down all the handouts included in the paper. You will need this as a reference so that you can use it to help you organize your notes. Every note is an opportunity to improve your grade. Keep in mind that it will be easier for you to succeed if you have a firm grasp of what the author is trying to get across.It is important that you always go back to the first page of the paper. Jus t remember that the paper is based on the topics covered in the essay. If you have skipped any topics, make sure that you look over those again and include them in your essay. As you read the paper, see if there are any gaps in the information. Fill these gaps up.Many internet students find that being too spread out on topics can be a hindrance when taking a test. However, if you plan things out in advance, you will be able to sort out some of the problems and avoid having a test anxiety.When looking for the best online college papers, always use a search engine to find something on the topic that interests you. Just make sure that you do not jump into buying immediately. Try searching for reviews and other ways to find out how the papers compare to others.You may want to check out other sites to see if they have similar papers that you can choose from. This will give you a chance to find out what others are saying about the paper. If you are able to find a good source, you may find that it is priced the same as others are. Always pay attention to reviews before making your final choice.When you are looking for the best online college papers, be sure to read through everything thoroughly and make sure that you have done a good job. It will be better for you to do a test run than waste time reading through the entire paper and then just throw it away because you did not like it.

The Ability Of All Citizens To Participate In Politics

The ability of all citizens to participate in politics is a fundamental right established by international law and implemented within Australia (austliii). This ensures effective and active civic participation within the nation, which Australia, as a democratic country, needs. However, marginalised groups within Australian society face barriers to their civic engagement, attributable to a number of hindering factors often out of their control. This essay aims to examine Ian Macfarlane’s speech â€Å"I’ve changed my mind, we picked the wrong date†, and its relation to the national issue of Aboriginal and Torres Strait Islander civic participation, or lack thereof, in Australia. Ian Macfarlane is a former Australian politician with the Liberal†¦show more content†¦Macfarlane’s speech is inherently linked to the notion of civic participation within the Aboriginal and Torres Strait Islander community. In order to holistically understand civil engagement amongst Indigenous Australians, we must first look historically at their place within Australia’s political society. Despite being the nation’s first inhabitants, Indigenous Australians were not granted the right to vote until 1962 when the Commonwealth Electoral Act (1918) was amended by the Menzies Government (refernce). Furthermore, Indigenous Australians were not formally recognised within the census, nor was the Commonwealth able to make laws in relation to them, until the successful 1967 referendum which amended sections 51 and 127 of the Constitution (refernce). Whilst this was an important step towards increasing Aboriginal and Torres Strait Islander political participation , it is still extremely problematic, as it removed all references to Indigenous Australians from the Constitution completely. The Australian Constitution therefore fails to acknowledge history prior to settlement, presenting Australia’s national narrative as beginning with British arrival (refernce). This historical misrepresentation of Aboriginals in the Constitution, which is still highly problematic today, holds the roots of the low levels of civic engagement within the Indigenous community. The overwhelming IndigenousShow MoreRelatedThe Political Culture Of Politics1506 Words   |  7 PagesThe term ‘politics’ itself has changed over many years. To ask if the evolution of political culture changes how people participate in politics is simple. The answer is yes. To begin with, let’s define political culture; ‘Authors define the term political culture as the particular distribution of patterns of orientation towards political objects among the me mbers of a nation’ (Almond and Verba 1963: 13 cited in Welzel and Inglehart, 2014 p.285). Now let’s define culture; ‘the term culture coversRead MoreTaking a Look at Political Culture1395 Words   |  6 Pagescountries are continuously changing over time and how this influences certain ways individuals participate in politics in everyday life. It is said that the ideal democratic culture is one that is dominated by an expressive citizen. In this culture citizens participate in what is known as ‘elite challenging’ political activities. This is supposed to prove healthy for democracy because constant pressure from citizens forces decision makers to be more accountable. The values portrayed by the expressive characterRead MoreThe Presidency Of 44th Us President Barak Obama1454 Words   |  6 Pagesfor being a citizen. The difficulty in finding a clear-cut definition is not a recent philosophical quandary, rather it is one that has been in the minds of many great thinkers for centuries. In Aristotle’s work Politics, Aristotle juggles a myriad of complex questions such as â€Å"What makes the City?† and â€Å"Why is Man at nature political?†. Yet Aristotle’s grappling with the concept of â€Å"citizenship† is one of extreme intrigue that deserves to be parsed and analyzed at len gth. A citizen, as seen byRead MorePolitics Is A Sphere Of Human Activity1098 Words   |  5 PagesWhen people hear the word â€Å"politics†, one would think of governments, elections, or or manipulation. Unfortunately, this isn’t what politics really is. There isn t a definite answer to what politics is. â€Å"Politics was a sphere of human activity peculiarly dependent upon truth.† (Elshtain.J, 1997: p.36). Politics is an activity or a discipline that is out there in public. Politics is a living subject that tends to give one peace and collaboration. Politics, to some, might mean that governments makeRead MorePolitical Parties And Interest Groups940 Words   |  4 Pagesparties and interest groups are able to get citizens to participate in politics and political party participants or interest group members. This is a comparison and contrast paper. The following will be a comparison between political parties and interest groups. Three points will be mentioned . The first point will be the purpose, the second will be the role they play and finally three strategies parties and interest groups use to get people to participate. A political party is a group of well-dedicatedRead MoreAthens †¦Democracy Realized?. . . Gregory R. Bowen. History1656 Words   |  7 Pagesinspiration to all future attempts at this system of government. While it was practiced as a direct democracy, with all eligible citizens having the right to vote, the question of just how democratic it really was, must be asked. Who was eligible to vote and participate in political life? What role did women, slaves, and foreigners play in Athens? How accessible was the ability to vote? The answers to these questions will show that while the Athenians practiced a government in which its citizens had moreRead MoreAthenian Citizenship : Aristotle s Exclusions1511 Words   |  7 Pagesqualifications, and revocable upon meeting certain others. While Aristotle is unable to answer clearly â€Å"who should properly be called a citizen and what a citizen really is† (p.85), he dedicates several chapters to explicating who is not a citiz en in an attempt to determine who is. Though Aristotle cannot come up with a composite definition of a citizen that applies to all citizens, he provides reasons for the exclusion of several groups of Athenian inhabitants for citizenship based on a variety of arbitraryRead MoreThe Need for Empowerment1652 Words   |  7 PagesThe American people feel powerless and are extremely uneducated in relation to politics government, and the world around them. Civic participation is considered a fruitless measure in the minds many American citizens. When interviewed on the subject; many depict themselves as a minute part of a huge entity in which they have no control. Others expressed a lack of time and energy that it takes to be involved, or a dependence on the country as a whole - to make the right decisions. The understandingRead MoreA Summary Of Plato And Aristotle818 Words   |  4 PagesPhilosophy, the oldest of all academic disciplines, is the study of the fundamental nature of the world. Political philosophy, more specifically, is the study of the function of governments and states, as well as the relationship of individuals to these governments and states. As such, philosophers have often sought to understand politics and political activities, and the role in which individuals play in the public sphere. Throughout history, many philosophers have argued that human beings mustRead MorePolitics is the Manner in Which Society is Organized1767 Words   |  7 PagesPolitics is a complex theoretical representation of the manner in which society is organised. Politics,by definition,has many different meanings and branches. The most basic definition of politics as defined by David Easton is the â€Å"authoritative allocationof values†. The greatest assumption that politics makes is that a person can change the situation in which they find themself. Politics has a normative value that is there is a difference between the way things are and the ways things sho uld be

Medieval Women of History 500 CE - 1600 CE

An index to biographies on this site of notable women who lived about 500 through about 1600 -- including the Middle Ages, the European Renaissance and the Tudor period in British history. A Adelaide  (931 - 999): saint, Western empress, regentAelfgifu  (~ 985 - 1002?):  first  wife of King Aethelred II the UnreadyAelfled:  same as Aethelflaed belowAelfthryth  (877 - 929): princess, countess,  genealogical link of  Anglo Saxon  kings to  Anglo Norman  dynasty, daughter of Alfred the GreatAelfthryth  Ã‚  (945 - 1000):  English Saxon queen, married to King Edgar the Peaceable and the mother of King  Aethelflaed  (872-879? - 918): defeated  the Danes at Leicester and Derby, invading WalesAmalasuntha  (498 - 535): ruler of the Ostrogoths, first as regent for her sonAmina, Queen of Zazzau  (~ 1533 - ~ 1600): warrior queen, extended territory of her peopleAndal  (10th century):  Alvar saint, Tamil devotional poet, daughter of PeriyalvarMargaret of Anjou  (1429 - 1482):  Queen Consort of Henry VI of England, figure in the Wars of the Roses and the Hundred Years War, character in four plays by William ShakespeareAnna  of Kiev (963 - 1011):  married to Vladimir I the Great of Kiev; her marriage was the occasion of the conversion of Vladimir to Christianity and thus the Christianization of RussiaAnna Comnena  (1083 - 1148): Byzantine princess, political figure, historian, medical writerAnne Neville  (1456 - 1485):  wife of Edward, Prince of Wales, son of Henry VI; wife of Richard of Gloucester, and, when he became King Richard III, Anne became Queen of EnglandAnne of Cleves  (1515? - 1557): married to and divorced from Henry VIII of England B Berengaria  of Navarre (1163? 1165? - 1230): queen consort of Richard I of England  Berenguela of Castile  (1180 - 1246): briefly, queen of Leon; regent of Castile for her brother Enrique IBrunhilde  (~ 545 - 613): Queen of the Franks, Queen of Austrasia, regent C Catherine of Siena  (1347 - 1380): patron saint of Italy, credited  with persuading the Pope to return the papacy from Avignon to Rome; one of two women who were named  Doctors of the Church  in 1970Catherine of Valois  (1401 - 1437):  wife of Henry V of England, mother of Henry VI, grandmother of Henry VII the first Tudor king, also the daughter of a kingCecily Neville, Duchess of York  (1415 - 1495):  figure in the Wars of the Roses in medieval England, mother of King Edward IV and King Richard III, grandmother of  Elizabeth of York  who married Henry VIIClare of Assisi  (1193/4 - 1253) founded the Poor Clares, a Franciscan order for womenAnna Comnena  (1083 - 1148): Byzantine princess, political figure, historian, medical writer D Isabella dEste  (1474 - 1539):  Marchioness ( Marchessa) of Mantua, ruler, art collector and patron; actively involved in political intriguesMargaret Douglas  (1515 - 1578):  grandmother of James VI of Scotland who became James I of England, niece of Henry VIII, plotted on behalf of Roman Catholicism in England E Edith of Wilton  (961 - 984): nun at Wilton, illegitimate daughter of Edgar the Peaceable, reportedly offered the crown of England by noblesEleanor of Aquitaine  (1122 - 1204): ruler in her own right of Aquitaine, queen consort in France then queen consort in England and queen mother in EnglandEleanor of England  (1215 - 1275): daughter of King John of England and wife of Simon de MontfortEleanor of England, Queen of Castile  (1162 - 1214): queen consort of Alfonso VIII of Castile, daughter of Henry II of EnglandElfreda  or Elfrida or Elfgiva  (~ 985 - 1002?):  first  wife of King Aethelred II the UnreadyElfthryth  (945 - 1000):  English Saxon queen, married to King Edgar the Peaceable and the mother of King  Elizabeth I of England  (1533 - 1603): queen of England 1558 - 1603Elizabeth Woodville  (~ 1437 - 1492): queen consort of Edward IV, mother of Edward V, mother of Elizabeth of YorkElizabeth of York  (1466 - 1503): daughter of Edward IV and  Elizabet h Woodville, queen consort of Henry VII, mother of Henry VIII, Mary Tudor and Margaret TudorIsabella dEste  (1474 - 1539):  Marchioness (  Marchessa) of Mantua, ruler, art collector and patron; actively involved in political intriguesEthelfleda  (872-879? - 918): defeated  the Danes at Leicester and Derby, invading Wales F Fredegund  (~ 550 - 597): consort of King Chilperic I of Soissons G Beatriz Galindo  (~ 1464, 1474, or 1475 - 1534): tutor, physician, writerLady Godiva  (~ 1010 - 1066/86): noblewoman of legendary horseback rideLady Jane Grey  (1537 - 1554): 9 day reign as Queen of England, briefly supplanting Mary I and Elizabeth I H Hrotsvitha  (~ 930 - after 973): canoness, poet, dramatist, historian I Isabella I of Castile and Aragon (Isabella of Spain): Queen of Castile and AragonIsabella of France  (1292 - 1358): Queen consort of Edward II of England, mother of Edward III, rebelled against husbands rule and deposed himIsabella dEste  (1474 - 1539):  Marchioness ( Marchessa) of Mantua, ruler, art collector and patron; actively involved in political intrigues J Joan of England  (1165 - 1199): daughter of Eleanor of Aquitaine and Henry II of England, Sicilian queenJudith of France - Judith of Flanders  (about 843 - ?): married to two Saxon English kings, daughter of Charles the Bald, King of Franks and Holy Roman Emperor K Katherine of Valois  (1401 - 1437):  wife of Henry V of England, mother of Henry VI, grandmother of Henry VII the first Tudor king, also the daughter of a kingMargery Kempe  (~ 1373 - ~ 1440): mystic, autobiographer L Lady Li  (before 923 - after 934): artist, painter in ChinaLouise of Savoy  (1476 - 1531):  Duchess of Angoulà ªme, mother of Francis I of France and  Marguerite of NavarreLudmilla  (860 - 921): saint, instituted Christianity in Bohemia, supported and educated Duke Wenceslaus M Margaret of Anjou  (1429 - 1482):  Queen Consort of Henry VI of England, figure in the Wars of the Roses and the Hundred Years War, character in four plays by William ShakespeareMargaret of Scotland (Saint Margaret)  (~ 1045 - 1093): married Malcolm III, King of ScotlandMargaret Tudor  (1489 - 1541): sister of Henry VIII of England, queen of James IV of Scotland,  grandmother of  Mary, Queen of ScotsMargery Kempe  (~ 1373 - ~ 1440): mystic, autobiographerMarguerite of Navarre (Marguerite of Angoulà ªme)  (1492 - 1549): mother of Jeanne dAlbret, sister of King Francis I of France, grandmother of Henry IV of FranceMary I of England  (1516 - 1558): first queen to rule England in her own right with full coronationSaint Matilda of Saxony  (~ 895 - 986):  Queen of Germany, Empress, ancestor of Capetian dynasty, founder of monasteries, built churches, 10th century German saintEmpress Matilda, Lady of the English  (1102 - 1167): named heir of her father Henry I, foug ht civil war with her cousin, Stephen, when he seized the throneEmpress Maud: see Empress Matilda aboveMirabai  (~ 1498 - 1545): saint, poet, mystic, princess, rani O Olga of Russia  (or Kiev) (~ 890 - 969?): founded Russian Christianity with her grandson Vladimir, regent for her son P Catherine Parr  (1512? - 1548): sixth wife of Henry VIII S Louise of Savoy  (1476 - 1531): Duchess of Angoulà ªme, mother of Francis I of France and  Marguerite of NavarreSigrid the Haughty  (~ 968 - before 1013  if  she existed): legendary rebellious princessEmpress Suiko  (554 - 628): first reigning empress of Japan in recorded history T Saint Teresa of Avila  (1515 - 1582): established Discalced order of Carmelite nuns during Counter-Reformation, named Doctor of the Church in 1970Theodora  (~497/510 - 548): married to Justinian, Emperor of ByzantiumTrota or Trotula  (? - 1097?): physician, writer, possibly legendaryMargaret Tudor  (1489 - 1541): sister of Henry VIII of England, queen of James IV of Scotland,  grandmother of  Mary, Queen of Scots V Catherine of Valois  (1401 - 1437):  wife of Henry V of England, mother of Henry VI, grandmother of Henry VII the first Tudor king, also the daughter of a king W Elizabeth Woodville  (~ 1437 - 1492): queen consort of Edward IV, mother of Edward V, mother of  Elizabeth of York

Mortgage Backed Securities Cause And Effect - 835 Words

Mortgage-Backed Securities: Cause Effect Introduction New-Age Guru Deepak Chopra once said that Wall Street was broken because it had succumbed to greed, corruption, and pure speculation with no real values. At the time, Chopra was informing his audience about the correlation between perception and fragility. Although perception can be changed, fragility cannot: a 100lb sac of concrete is still the equivalent of a 100lb sac of dollars. During the mid-1990s, the US economy had maintained stable growth, low unemployment, and low inflation; it was the longest undisrupted growth period post- the Vietnam War, the Dot.com Boom, and the stock market crash of 1987. Therefore, many politicians, economists, and consumers were under the assumption that the economy was very stable. But in reality this growth period was a faà §ade because it was built on mortgage-backed securities. Ultimately, since fragility does not change, mortgage-backed securities was one the main catalysts for the 2008 financial crisis, a crisis that is still affecting the country today. Throughout this paper, I hope to inform you about the causes and effects of mortgage-backed serecurties. Cause: Creation of Mortgage Backed Securities In the fall of 1982, Congress passed the Garn-St. Germaine Depository Institution Act, a law used to revitalize the housing industry by strengthening the financial stability of mortgage lending institutions (Reagan). Nevertheless, this well-wished Reagan initiative wasShow MoreRelatedFinancial Crisis And The Crisis1468 Words   |  6 PagesSummary Mortgage-backed securities and subprime mortgage crisis were generally thought to be the cause of the 2008 financial crisis. This paper will be discussing the cause of the financial crisis and the relationship between mortgage-backed securities and the crisis. 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Five Students Behavior Samples for Students †MyAssignmenthelp.com

Question: Discuss about the Primary Five Students Behavior. Answer: Introduction When teachers speak about behavior relating to the primary five students, usually refer to the bad behavior which includes, off-task, confrontational, un-biddable, maladjusted, acting-out, naughty, disruptive, anti-social and non-cooperative. These behaviors arise due to emotional and behavioral difficulties (Blackwood, 2014). The following categories show the behaviors of primary five in categories. Interest in schoolwork Negative approach to school Short attention span Constantly needs reminders Does not finish work/gives up easily Verbal off-task behaviors Learning organization Fails to meet deadlines, not prepared Inaccurate, messy and slow work Forgetful, copies or rushes work Communication Lack of use of non-verbal skills Constantly talks Inappropriate timing of communication Poor communication skills Work efficiency in a group Does not take turns Refuses to share Necessity in seeking help Makes excessive and inappropriate demands Does not ask finding out questions Constantly seeking assistance Behavior towards the teaching staff Deliberately interrupts to annoy Aims verbal aggression, swears at teacher Talks back impertinently to the teacher Responds negatively to instructions Respect to other pupils Inappropriate sexual behaviors Teases and bullies Scornful use of social aggression Verbal violence at other pupils Attention seeking Do dangerous things without thought Shouts and otherwise seeks attention Calls out, eats, run around the class Throws things, climbs on things Hum, fidgets, disturbs others Physically peaceable Cruel/spiteful Fights aims physical violence at others Bullies and intimidates physically Losses temper throws things Proper respect Steals things Destroy own and others things Poor respect for property Empathy Selfish No awareness of feelings of others Emotionally detached Intolerant Social awareness Stares blankly listless Not accepted or well-liked Few friends Shows bizarre behavior Withdrawn or unresponsive Does not participate in class activity Inactive daydreams stares into space Happiness Serious, said self-harming Infers suicide Prone to emotional upset, tearful Depressed, unhappy or discontented Confidence Lacks self-esteem, cautious, shy Does not take initiative Does not take initiative Reticent, fears failure, feels inferior Anxious, tense, tearful Emotional stability Does not recover quickly from upset Does not express feelings Frequent mood changes, irritable Over-reacts does not accept punishment or praise Does not delay gratification Inappropriate emotional reaction These behaviors greatly affect teaching thus hindering the teachers from executing their duties. Using operant condition technique on primary five students to control their behavior Many teaching staffs acknowledge that discipline is important for a child's success and development. The general belief about discipline is that it must be attained through punishment. However, this is not always the case; operant conditioning can also be used to foster positive reinforcement. This can be used in the classroom encourage the good behavior you want - and need among your pupils. The theory of operant conditioning is a theory that encourages good behavior through positive reinforcements and discourages negative behavior through negative reinforcement. According to the Psychologists, every action has an equal and opposite reaction or what is mostly referred to as a consequence. When the actions are good, there is a possibility that the individual might repeat the same action in future due to the realized positive consequences. On the other hand, if the consequence emanating from his actions is negative, chances of repeating such actions in a similar situation are minor. Through a repeated process of these actions and consequences, behavior is developed as the individual continues to learn what is appropriate and useful, and what is not (Aloff, 2013). Operant conditioning is very useful and effective in the classroom environment. Ways of reinforcing good behavior include praises, and rewards (Vargas, 2017). The following example shows how the praising works in a classroom environment. During 'listening time' in class, pupils are advised to remain quiet, and if they feel the need to make a vocal contribution, they are advised to raise up their hand. Those pupils who managed to sit quietly and behave in an exemplary way, were praised by the teacher by telling them well done- just as I asked'. The students would feel pleased by themselves due to the positive response was given to them. From there onwards, the kids are likely to repeat the action of listening quietly and raising their hands to make a vocal contribution in the future, due to the feeling of pride and self-satisfaction, which they want to emulate. (Axelrod, Hall, 2015). Though the technique is simple, the teacher has managed to teach the pupils on the kind of behavior that she desires, and through positive reinforcement, the child gets the urge to impress the teacher hence mutual positive outcome is realized. Another technique is through the use of rewards. However, rewards should not be used more often as they lead to addiction and dependency. Rewards make the pupils unable to act the same way in the future without rewards (Fredrick, 2017). Through incorporating operant conditioning techniques into lesson plans, the teacher can teach the pupils useful skills - as well as good behaviors. A teacher may use symbols such as smiley faces, stamps, stickers, and even simple ticks when a child does something correctly; this will motivate the pupils to repeat the good work again in the future (Staddon, Niv, 2012). Also, the operant conditioning can still be used by the teacher when he/she wants to teach the children a new skill or behavior e.g. spelling a word. To show the children that they have done the correct thing, the teacher can administer praise and do the opposite when they fail to get it right. The aim is to ensure that the teacher natures the pupils by aiding them in their development through instilling positive culture and approach Garner, 2017). Strengths Skinner theory advocates that that says, when a child is rewarded based on good behavior, there is a possibility that he/she will repeat the good behavior. If the pupil is not shown that the behavior is good through positive reinforcement such as praise and rewards, he/she lacks the drive to continue the good behavior. Consequently, when a pupil misbehaves, negative reinforcement, which strengthens the behavior in a positive way, may be applied. Punishing children as result of behaving in a certain way will make them not to repeat the behavior again. Using positive and negative reinforcement may help to solve pupils behavior problems. The pupils start to realize mentally and make the association between good behavior with rewards, and bad behavior with punishment. Good results will emanate from good behavior, while bad behavior produces an undesirable result (Simmon, 2017). Applying the operant theory can be more helpful in controlling a childs behavior compared to punishment o control students behavior. Usually when a child misbehaves, the teacher gives a punishment. The punishment may include taking away the privilege, issue more homework, or swap seats. If shows a good behaviour, special privileges are then given to the students, or free time, this is referred to as positive reinforcement. The other positive and negative reinforcements that can be used by the teacher are grades. When the pupil does not study for a test, the student scores low grades. The low grade acts as negative reinforcement for failing to do extra studies and high grades for studying. The operant theory is useful when developing children behavior, and when teaching them (Geis, Stebbins, Lundin, 2016). Weaknesses The operant theory seems to deal with the specific type of behavior that is good and bad. It looks like there may be no difference in between. The habit of reinforcing good behavior as a teacher is tiresome and can only takes place for a few times. The pupil ought to learn how to behave well and continue on that trend long after positive reinforcements has stopped. When the positive reinforcements stop, the pupil might stop behaving in a good way as well. Consequently, a pupil with a continuous bad behavior can only be punished many times before he/she loses the drive to work on his/her behavior. According to the operant theory, a badly behaving child requires a type of motivation to influence good behavior. Sometimes if whatever is discouraging negative reinforcement may not be adequate, in such a case an indirect motivation may be applied to influence a childs good behavior (Gupta, 2017). During the application of operant conditioning o pupils, it is advisable to allow a little room that encourages group work as well as asking of questions. Operant conditioning is rooted on improving behavior from lowest level of thinking, through the process of reinforcement, and continuously moves up until the desired behavior is attained. To practice the operant theory in the classroom, individual tasks are then given to the pupils by the teacher by the topic. This task is repeated until completion. This theory shows that the lack of engagement and motivation among the pupils, is the source of weakness in behavioral change. Students ought to engage in-group discussion and be encouraged to solve problems through experiments and research (Hasekiu, 2013). Reinforcement There are positive and negative reinforcements. These reinforcements work through increasing the likelihood of behavior. As for punishment, any action weakens that reduces the chance of the occurrence of behavior is termed as punishment.Positive punishment discourages a behavior through presenting unpleasant consequences after the response; on the other hand, negative punishment destroys a response by discouraging something pleasant. For instance, when a pupil is grounded after fighting with another pupil, will probably refrain from fighting due to the positive punishment. Another example is when a pupil misses the opportunity to go to recess after getting a poor grade. This is a negative punishment that makes the pupil improve the grades (Joseph, 1974). However, sometimes it becomes difficult to differentiate whether the punishment is positive and encourages behavior or negative punishment that decreases the behavior. For On a hot day cold wind con be viewed as a positive reinforcer as it brings a cool air to cool the heat, or a negative reinforce as it takes the heat away. However, it is a possible that the reinforcer can be positive negative at the same time. For instance, a smoker may smoke a cigarette for pleasure, which is a positive enforcement and eliminates the craving for nicotine, which makes it a negative reinforcement (Mike, 2011). When trying to change behavior, it is advisable that reinforcement and punishment are not contradicting each other. The use of positive reinforcement to change behavior is more fruitful than punishment. The reason behind it is that positive reinforcement tends to create a good feeling on the person or animal. This helps to create a relationship that is positive between the individual giving the reinforcement. Some of the positive reinforcement that can be used includes financial reward, awarding of status or prestige and verbal praise or approval. Punishment is more likely to encourage temporary changes in behavior as it leads to the creation of a negative relationship between the individual giving the reinforcement. In the absence of that individual providing the punishment, the chances of developing the unwanted behavior are high (Rachlin, 2015). Creating Complex Behaviors with the help of Operant Conditioning To instill complex behaviors, one needs to extend the use of operant learning and alter the schedule that is used for reinforcement. This paper has mostly discussed on continuous reinforcement schedule, upon which a behavior that is desired is reinforced whenever it occurs (Segal, 2016). Continuous reinforcement helps in obtaining fast results in learning. However, the behavior is extinct once the reinforcer disappears. The main challenge that the responder may give up quickly if the desired behavior is not realized despite the reinforcements (Rachlin, 2015) In real life situations, reinforcers are rarely continuous; they appear within a schedule that is intermittent and may reinforce the response or in some occasions fail to. Intermittent reinforcement leads to a slow change in behavior In comparison to continuous reinforcement, however, they lead to resistance to extinction. This is due to the reason that they take longer to reappear and thus before the learner realizes that there is no reward to accompany the behavior. Thus, it sticks and takes the time to be extinct (Sakamoto, 2017). References Aloff, B. (2013).Positive Reinforcement(1st ed.). Neptune City: TFH Publications. Axelrod, S., Hall, R. (2015).Behavior modification(1st ed.). Austin, Tex.: Pro-Ed. Blackwood, R. (2014).The Control of Anti-Social Behavior in Inner-City Classrooms Through the Use of Verbally Mediated Self-Control (Teaching Verbally Mediated Self-Control in the Classroom). Final Report(1st ed.). Fredrick, H. (2017).ISTC 301: Integrating Instructional Tech / Strengths and Weaknesses of Operant Conditioning.Integratingtech301.pbworks.com. Retrieved 6 May 2017, from https://integratingtech301.pbworks.com/w/page/20021638/Strengths%20and%20Weaknesses%20of%20Operant%20Conditioning Garner, P. (2017).Challenging Behaviour in the Classroom.amazonaws. Retrieved 6 May 2017, from https://documents.routledge-interactive.s3.amazonaws.com/9781138787704/st/Challenging_Behaviour_in_the_Classroom.pdf Geis, G., Stebbins, W., Lundin, R. (2016).Reflex and operant conditioning(1st ed.). New York: Appleton-Century-Crofts. Gupta, B. (2017). Extraversion and reinforcement in verbal operant conditioning.British Journal Of Psychology,67(1), 47-52. https://dx.doi.org/10.1111/j.2044-8295.1976.tb01496.x Hasekiu, F. (2013). Learning of Bullyings Acts Throught Operant Conditioning.Mediterranean Journal Of Social Sciences. https://dx.doi.org/10.5901/mjss.2013.v4n9p519 Joseph, J. (1974). Operant Conditioning.The American Journal Of Nursing,74(3), 517. https://dx.doi.org/10.2307/3469653 Mike, M. (2011).Behavior Modification of Emotionally Disturbed Youth, Final Report of Educational Adjustment Classes(1st ed.). Rachlin, H. (2015). Classical conditioning and operant conditioning: A response pattern analysis.Psyccritiques,24(7). https://dx.doi.org/10.1037/018877 Sakamoto, W. (2017).7.2 Changing Behavior Through Reinforcement and Punishment: Operant Conditioning | Introduction to Psychology.Open.lib.umn.edu. Retrieved 6 May 2017, from https://open.lib.umn.edu/intropsyc/chapter/7-2-changing-behavior-through-reinforcement-and-punishment-operant-conditioning/ Segal, E. (2016). Brief Books on a Large Topic: Operant Conditioning.Psyccritiques,20(12). https://dx.doi.org/10.1037/014467 Simmon, S. (2017).How To Use Operant conditioning in your classroom.Teach-nology.com. Retrieved 6 May 2017, from https://www.teach-nology.com/tutorials/teaching/operantcond.html Staddon, J., Niv, Y. (2012). Operant conditioning.Scholarpedia,3(9), 2318. https://dx.doi.org/10.4249/scholarpedia.2318 Vargas, J. (2017). From Operant Conditioning to Selection by Consequences.Interao Em Psicologia,20(3). https://dx.doi.org/10.5380/psi.v20i3.49113